Difficulty Finding the Right Part Time Motor Trade Insurance Policy
Not everyone working within the motor trade are doing so as a full time occupation, there are numerous areas and trades that can easily accommodate people who are just looking for a side job. For people who find themselves in this situation, a normal traders insurance policy is not really suited to their needs. In these cases a tailored part time motor trade insurance policy would be much more beneficial. You may find however that these policies can be hard to find and sometimes don’t seem to offer the same value as a full time policy. Why is this you find yourself asking?
There a number of reasons that you may struggle to find the right part time policy. Firstly is the simple fact that the majority of policies available are aimed at the full time trade. This makes the price of the premiums and the level of cover provided unsuitable for anyone who is only trading part time. Another thing is the fact that a lot of companies seem to discriminate against part time traders as they consider them to be a higher risk than people working full time in the industry. How is this really fair though? Who is to say that just because you are not working in the motor trade full time that you are going to be any less cautious or any more careless with the vehicles you are working with.
It really shouldn’t matter whether you are selling cars as your only source of income or running a valeting service alongside your normal job. There should be a policy that suits your needs. By making sure that your prospective insurance provider can give you the type of cover you require, you will ultimately get the best value for your money. Make sure you don’t settle for a second rate part time motor trade insurance policy, the right one for you is out there no matter what it is you find yourself trading in.
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Written by E-Commerce Manager of Think Insurance,Chris Roche. For more information on motor trade insurance , taxi insurance or other automotive insurances take a look at our site and give us a call for a part-time traders insurance quote.
In the mid eighties a group of people from different parts of the Motor Trade, got together to form Autobase. The concept was simple, bring all the Nation’s write offs under one roof and then auction them to ‘registered’ repairs or dismantlers. National Rescue would look after the transportation of vehicles as well as operating a local Breakdown Recovery Service. Most importantly it would become a relay station for vehicles going North from the companies (at the time) seven Southern depots. Recovery Vehicles were specifically exempt the drivers hours regulations, controlling all other transport companies and we felt it was only a matter of time before it would effect the recovery industry (In fact it took another Twenty years). Sadly the concept of controlling the sales of written off vehicles, was also ahead of its time. The insurance companys engineers fearing the loss of all their power (and in some cases ‘back handers’), made sure the concept failed. In the end of course, it was copied by the insurance companies themselves a few years later.
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That water looks damn cold, was he the aprentice?
Yes as far as we know,
it was stolen and probably joy rided over the bank for a laugh!
Did the driver get out ok?